Locally Owned 40+ Years · GreenSky® Financing
HVAC Financing in Midlothian, VA
Does Stoneman Offer HVAC Financing?
Yes. Stoneman Heating & Air Conditioning offers financing through the GreenSky® program for qualified applicants on new and replacement heating and cooling systems, including central air conditioners, furnaces, heat pumps and ductless mini-splits. Start with a free in-home estimate so you know the real price of the system, then ask us about financing at the estimate. GreenSky’s prequalification uses a soft credit inquiry, which doesn’t affect your credit score, and all financing is subject to credit approval. Questions before then? Call (804) 744-6105 during office hours and a person in our Midlothian office answers.
Why Finance a New HVAC System
- Replace a failing AC, furnace or heat pump now, not after a heat wave or a cold snap
- Spread the cost over monthly payments
- Choose the right-sized, efficient system instead of the cheapest one that fits this month's budget
How Financing Works With Stoneman
- Get a free in-home estimate. We look at your home and your current system, recommend the right size, and give you an upfront price with a clear explanation of what’s included. That’s the amount you’d finance.
- Check your options with GreenSky. Ask at your estimate and we’ll get you started.
- Choose a plan. Pick from the plans you’re offered. All financing is subject to credit approval.
- We install, you pay over time. We finish most replacements in a day, and you make your monthly payments to the lender.
Financing Through GreenSky®
OUR FINANCING PARTNER
GreenSky®
Financing for new and replacement systems
Ask about current GreenSky plans at your free estimate.
What Will My Monthly Payment Be?
It depends on four things: the price of the system, how much of it you finance, the plan you choose and your credit. That’s why we start with a free in-home estimate. Once you have a real price, you can see the plans available for that amount and decide whether to use one.
Financing a new AC? AC Installation →
Furnace or heat pump? Heating Installation → | Heat Pumps → | Ductless Mini-Splits →
Financing From a Company That's Been Here 40+ Years
New & Replacement Systems
Financing covers new and replacement heating and cooling systems: central air, furnaces, heat pumps and ductless.
Honest Options, No Pressure
Financing never changes our recommendation. We size and price the right system first, then help you find a way to pay for it.
Upfront Pricing
You get the price before work begins, with a clear explanation of what's included.
Locally Owned 40+ Years
You're financing through a Midlothian company with a 5.0 rating from 370+ Google reviews and an A+ from the BBB.
Financing Across Chesterfield County and Powhatan
From our Midlothian shop, Stoneman offers financing on new systems for homes in Midlothian, Chesterfield, Chester and Powhatan. We’ll come to you for the free in-home estimate.
What Our Customers Say
- 5.0★ Google Rating
- 370+ Reviews
- Locally Owned 40+ Years
- Free In-Home Estimates
HVAC Financing FAQs
Will checking my financing options affect my credit score?
Prequalifying through GreenSky uses a soft credit inquiry, which doesn’t affect your credit score. If you accept an offer and submit a full application, the lender runs a hard inquiry, which can.
Is it hard to get approved for HVAC financing?
It depends on your credit. The lender makes the credit decision and sets the terms, so we can’t promise approval or a rate. Prequalifying first shows you where you stand before you submit a full application.
Can I finance a repair?
Financing is set up for new and replacement systems. If you’re facing a large repair, ask us at the diagnostic visit and we’ll go over your options.
How do I apply?
Ask about financing at your free in-home estimate, or call (804) 744-6105.
Start With a Free In-Home Estimate
Comfort. Care. Stoneman.